Jib vs Traditional Bridge Loans

Looking to buy before you sell? See how our innovative Short Home Loans compare to traditional bridge loans, and why we're the smarter choice for homeowners.

Feature
Jib
Traditional Bridge Loan
Financing Amount
Up to 100% of new home
A portion of current home equity only
Monthly Payments
None until you sell
Required monthly
Additional Mortgage Required
No
Yes - Must qualify for new home mortgage at same time
Loan Term
3-12 months
6-12 months
Approval Time
Instant
2-4 weeks
Credit Score Required
600+
680+
Income Verification
Simplified process
Extensive documentation
Property Appraisal
Debt-to-Income Ratio
Flexible
Must be under 43%
Prepayment Penalty
Online Application

Compare Jib with Bridge Loan Lenders

Jib vs Homelight

See how we compare to Homelight's Trade-In program

Jib vs Knock

Compare our solution with Knock's Home Swap

Jib vs Orchard

How we stack up against Orchard's Move First program

The Better Way to Buy Before You Sell

Maximum Flexibility

Get 100% financing with no monthly payments until you sell. Keep your cash flow free and sell on your timeline.

Lightning Fast

Get approved in 24 hours, not weeks. Make strong, non-contingent offers that compete with cash buyers.

Simple Process

Streamlined income verification and no property appraisals. A modern approach to bridge financing.

Ready to make your next move?

Get pre-approved in minutes and make a strong, non-contingent offer on your next home.