Lenders & Licensing Information
Last updated: March 21, 2025
Jib Financial, Inc. is a technology company that provides point-of-sale processing for loans on behalf of licensed lenders. We are not a lender ourselves.
Our Role
Jib Financial, Inc. operates as a technology platform that connects borrowers with licensed lenders. We process loan applications, facilitate communication, and provide tools to streamline the lending process, but all loans are funded and originated by our lending partners, each of which maintains appropriate licensing in the states where they operate.
How Jib Works
Think of Jib as the "Domino's of home lending" — we've created a nationwide platform that delivers a consistent loan product through local licensed partners.
For Borrowers
- •Same Short Home Loan product nationwide
- •Streamlined application process through our tech platform
- •Service from a licensed lender in your state
For Lenders
- •Access to Jib's product, technology and marketing
- •You maintain your regulatory independence
- •New revenue stream with minimal overhead
For Regulators
- •Clear separation of responsibilities
- •Loans originated by properly licensed entities
- •Transparent documentation and compliance
Like Domino's delivers the same pizza through local franchisees, The Jib Short Home Loan product is delivered through local licensed lenders — consistent quality nationwide, with proper local licensing.
Short Home Loan States
Jib Short Home Loans, provided through our licensed lending partners, are currently available in the following states. We're actively expanding our coverage to help more homeowners nationwide.
Arizona
(AZ)California
(CA)Colorado
(CO)Georgia
(GA)Idaho
(ID)Michigan
(MI)Oregon
(OR)Texas
(TX)Only for moves into TexasWashington
DCWashington
(WA)Lending Partners by State
Below is a list of our current lending partners in states where we operate. Each partner maintains all appropriate licensing for their jurisdiction.
| State | Lender | NMLS # | State License # |
|---|---|---|---|
| Arizona | Pacific Private Money Inc | 945582 | 1034044 |
| California | Pacific Private Money Inc | 945582 | NMLS: 945582 | DRE: 1897444 | CDFPI/CFL: 6054605 |
| Colorado | Pacific Private Money Inc | 945582 | Registered |
| Georgia | Pacific Private Money Inc | 945582 | - |
| Idaho | Pacific Private Money Inc | 945582 | MBL-2080945582 |
| Michigan | Pacific Private Money Inc | 945582 | FL0024814 |
| Oregon | Pacific Private Money Inc | 945582 | 945582 |
| Texas | Pacific Private Money Inc | 945582 | - |
| District of Columbia | Pacific Private Money Inc | 945582 | MLB945582 |
| Washington | Pacific Private Money Inc | 945582 | CL-945582 |
Regulatory Compliance
Our lending partners comply with all applicable federal and state regulations, including:
- Truth in Lending Act (TILA)
- Real Estate Settlement Procedures Act (RESPA)
- Equal Credit Opportunity Act (ECOA)
- Fair Credit Reporting Act (FCRA)
- Home Mortgage Disclosure Act (HMDA)
Contact Information
For licensing and regulatory inquiries, please contact us at:
- Email: [email protected]
- Via our partner inquiry form
- Address: 1743 Sidewinder Drive, 1st Floor, Park City, Utah 84060
Need licensing information?
If you need detailed licensing information about our lending partners in your state, please contact us.
Contact our licensing team