Lenders & Licensing Information
Last updated: March 31, 2025
Jib Financial, Inc. is a technology company that provides point-of-sale processing for loans on behalf of licensed lenders. We are not a lender ourselves.
Our Role
Jib Financial, Inc. operates as a technology platform that connects borrowers with licensed lenders. We process loan applications, facilitate communication, and provide tools to streamline the lending process, but all loans are funded and originated by our lending partners, each of which maintains appropriate licensing in the states where they operate.
Nationwide Availability
Move From Anywhere
Currently own a home in any US state? Jib's Short Home Loans work for homeowners across the entire country. No matter where you currently live, you can use a Jib loan.
Move To Anywhere
Looking to buy in any state? Jib Short Home Loans work for purchases throughout the United States. Your dream home can be anywhere.
Cross-State Flexibility
Whether you're moving within your state or across the country, Jib makes interstate and intrastate moves simple with consistent terms nationwide.
Loan Purchase Opportunities
Jib offers attractive opportunities to purchase Short Home Loans - secured by real estate and providing competitive yields.
Attractive Yields
- •Competitive returns on secured real estate debt
- •Short-term horizon (up to one year)
- •Diversified loan portfolio opportunities
Secured Loans
- •100% secured by residential real estate
- •Conservative max LTV of 70%
- •Thorough underwriting standards
Technology-Enabled
- •Advanced risk assessment models
- •Transparent loan performance tracking
- •Streamlined purchase process
Institutional Grade
- •Detailed loan documentation
- •Compliance with lending regulations
- •Professional loan servicing
Nationwide Coverage
Jib Short Home Loans are now available across the entire United States. We're excited to offer our services to homeowners nationwide through our licensed lending partners.
Coming Soon: National Lending Partner
We're excited to announce that we'll soon be partnering with a major national lender to provide even better service across all 50 states. Stay tuned for the official announcement!
Regulatory Compliance
Our lending partners comply with all applicable federal and state regulations, including:
- Truth in Lending Act (TILA)
- Real Estate Settlement Procedures Act (RESPA)
- Equal Credit Opportunity Act (ECOA)
- Fair Credit Reporting Act (FCRA)
- Home Mortgage Disclosure Act (HMDA)
Contact Information
For licensing and regulatory inquiries, please contact us at:
- Email: [email protected]
- Via our partner inquiry form
- Address: 1743 Sidewinder Drive, 1st Floor, Park City, Utah 84060