Fair Lending Notice

Last updated: March 15, 2024

Jib and our lending partners are committed to fair lending practices and equal treatment of all loan applicants.

Our Commitment

Our lending partners are committed to making credit products available to qualified applicants without discrimination on the basis of:

  • Race, color, or national origin
  • Religion or creed
  • Sex, gender identity, or sexual orientation
  • Marital or familial status
  • Age (provided applicant can contract)
  • Receipt of public assistance
  • Exercise of rights under consumer protection laws

Equal Credit Opportunity

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on these bases. Our lending partners fully support and comply with this Act and all other applicable fair lending laws.

Fair Housing

Our lending partners comply with the Fair Housing Act and provide equal access to housing and housing-related services. Their lending decisions are based on:

  • Credit history and current credit situation
  • Current income and debt
  • Property value and condition
  • Other objective criteria

Reporting Concerns

If you believe you have been discriminated against, you can:

  • Contact our compliance team who will coordinate with the appropriate lending partner
  • File a complaint with the CFPB
  • Contact your state's regulatory agency
  • Seek legal counsel

Contact Information

For questions about our fair lending practices, please contact us at:

Questions about fair lending?

If you have any concerns about fair lending practices, please contact us.

[email protected]