Fair Lending Notice

Last updated: March 15, 2024

Jib is committed to fair lending practices and equal treatment of all loan applicants.

Our Commitment

We are committed to making credit products available to qualified applicants without discrimination on the basis of:

  • Race, color, or national origin
  • Religion or creed
  • Sex, gender identity, or sexual orientation
  • Marital or familial status
  • Age (provided applicant can contract)
  • Receipt of public assistance
  • Exercise of rights under consumer protection laws

Equal Credit Opportunity

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on these bases. We fully support and comply with this Act and all other applicable fair lending laws.

Fair Housing

We comply with the Fair Housing Act and provide equal access to housing and housing-related services. Our lending decisions are based on:

  • Credit history and current credit situation
  • Current income and debt
  • Property value and condition
  • Other objective criteria

Reporting Concerns

If you believe you have been discriminated against, you can:

  • Contact our compliance team
  • File a complaint with the CFPB
  • Contact your state's regulatory agency
  • Seek legal counsel

Contact Information

For questions about our fair lending practices, please contact us at:

  • Email: fairlending@jib.com
  • Phone: (800) 727-1333
  • Address: 1963 Bear Hollow Drv, Park City, UT 84098

Questions about fair lending?

Our compliance team is here to address any concerns about fair lending practices.

Contact our Compliance Team