Terms of Service

Welcome to Jib. By using our services, you agree to these terms. Please read them carefully.

Acceptance of Terms

By accessing or using Jib's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

Service Description

Jib provides bridge loan services to help homeowners buy their next home before selling their current one. Our services include:

• Bridge loan financing
• Property valuation assistance
• Loan application processing
• Real estate transaction support

Eligibility

To use our services, you must:

• Be at least 18 years old
• Have the legal capacity to enter into contracts
• Own a qualifying property
• Meet our credit and financial requirements
• Provide accurate and complete information

User Obligations

When using our services, you agree to:

• Provide accurate and current information
• Maintain the security of your account
• Comply with all applicable laws and regulations
• Not engage in fraudulent activities
• Not interfere with service operations

Fees and Payments

Our fee structure includes:

• Origination fee (4.99% of loan amount)
• Interest charges (9.99% per annum)
• Any applicable third-party fees
• Late payment fees if applicable

Limitation of Liability

Jib and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use or inability to use our services.

Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of any material changes via email or through our platform.

Contact Information

For questions about these Terms of Service, please contact us at:

• Email: [email protected]
• Phone: (800) 123-4567
• Address: 123 Financial District, San Francisco, CA 94111