Terms of Service

Welcome to Jib. By using our services, you agree to these terms. Please read them carefully.

Acceptance of Terms

By accessing or using Jib's services, you agree to be bound by these Terms of Service and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using our services.

Service Description

Jib is a technology platform that connects homebuyers with licensed lenders who offer Short Home Loans to help homeowners buy their next home before selling their current one. Our services include:

• Connecting you with licensed lenders for bridge loan financing
• Property valuation assistance
• Loan application processing on behalf of our lending partners
• Real estate transaction support

Data Sharing with Lenders

By using our services, you understand and explicitly agree that Jib will share your personal information with relevant licensed lenders who will be facilitating your loan application. This information sharing is necessary to provide the services you have requested and may include:

• Personal identification information (name, contact details, etc.)
• Financial information relevant to your loan application
• Property details and valuation information
• Credit history and other qualification data

We only share information with lenders that is necessary for processing your application and providing our services. For more details on how we handle your data, please refer to our Privacy Policy.

Eligibility

To use our services, you must:

• Be at least 18 years old
• Have the legal capacity to enter into contracts
• Own a qualifying property
• Meet our credit and financial requirements
• Provide accurate and complete information

Fees and Payments

Our lending partners' fee structure typically includes:

• Origination fee (% of loan amount)
• Interest charges (% per annum)
• Any applicable third-party fees
• Late payment fees if applicable

Contact Information

For questions about these Terms of Service, please contact us at:

• Email: [email protected]
• Address: 1743 Sidewinder Drive, 1st Floor, Park City, Utah 84060