Jib vs Orchard

Looking to buy before you sell? See how our Short Home Loans compare to Orchard's Move First program, and why we're the smarter choice for homeowners.

Feature
Jib
Orchard Move First
Finance Full Price
Maximum Loan Amount
Up to $3MM
Limited by home equity
BYO Realtor
Must Use Their Agent
Loan Term
3-12 months
6 months
Approval Time
Instant
3-5 days
Credit Score Required
600+
620+
Income Verification
Simplified process
Extensive documentation
Property Appraisal
Service Area
Nationwide
Limited markets
Backup Offer Required
Online Application

The Better Way to Buy Before You Sell

True Freedom

Choose your own agent and get 100% financing. No equity restrictions or high service fees.

Lightning Fast

Get approved in 24 hours and make your move immediately. No waiting for appraisals or backup offers.

Nationwide Service

Available across the US, not just in select markets. Buy and sell anywhere you want.

Ready to make your next move?

Get pre-approved in minutes and make a strong, non-contingent offer on your next home.