Short Home Loans
Buy your dream home now
Sell your old home after

Get a 100% bridge loan with no payments until your home sells. The smarter way to buy before selling.

2 min application | Instant qualification
1

Buy Home

2

Move & Sell

3

Repay loan

No Monthly Payments until you sell
Loans from $300K - $3M

How a Short Home Loan Works

1

Buy Your New Home First

Get 100% financing for your new home purchase through our lending partners - no down payment needed

2

Move In & Sell Your Current Home

Take up to 12 months to sell your current home - no rush, no stress

3

Get Your New Mortgage

Once your old home sells, get a regular mortgage on your new home and we're done

The Simple Details

No monthly payments during your Short Home Loan term

Keep paying your current mortgage as normal until your home sells

100% financing through licensed lending partners

Up to 12 months to sell your current home

Repay when you sell your current home

The Power to Move On Your Terms

Clean Once, Move Out

Stage and clean your home one time. No more weekly cleaning for endless open homes.

Wait for the Best Offer

Don't settle for the first offer. Take your time to get top dollar for your home.

Make Strong Offers

Win your dream home with clean, contingency-free offers that sellers love.

Move Now, Not Later

Skip the waiting game. Move into your new home when you want, not when you have to.

No Double Moves

Move directly from your current home to your new one. No temporary housing needed.

Maximize Your Sale

Show your empty, professionally staged home to get the highest possible price.

Short Home Loans, Nationwide

Jib Short Home Loans are available across the entire United States. Stay local, or move from any state to any state - we've got you covered.

USA Map showing nationwide coverage

Move From Anywhere

Currently own a home in any US state? You can use a Jib Short Home Loan to buy your next home.

Move To Anywhere

Found your dream home in another state? Our loans work for purchases in any US state.

Simple Cross-State Moves

Moving between states is easy with Jib. No need to worry about state-specific restrictions or limitations.

Understanding Total Home Purchase Costs

Traditional Path

30yr Mortgage Principal$600,000
Mortgage Interest (6.92% APR)$823,440
Buyer Closing Costs (2.5%)$15,000
Seller Closing Costs (1.5%)$9,000
Realtor Fees (6%)$36,000
Temporary Housing (3mo)$12,000
Moving Costs (2x)$4,000
Total Costs$899,440

Jib Smart Path

Bridge Loan Principal$600,000
Mortgage Interest (6.92% APR)$823,440
Buyer Closing Costs (2.5%)$15,000
Seller Closing Costs (1.5%)$9,000
Realtor Fees (6%)$36,000
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Moving Costs (1x)$2,000
Total CostsLoading...

By the Numbers:

  • Loading cost comparison...
  • Save $12,000 on temporary housing
  • Cut moving costs in half

What You Gain:

  • Move into your dream home now
  • No temporary housing hassle
  • Move once, settle in for good
Loans are provided by our licensed lending partners. Rates and terms are subject to credit approval and may vary.

Calculate Your Borrowing Power

See how much you could borrow based on your home's equity

1,000,000
$500k$1M$1.5M$2M$2.5M$3M
500,000
$500k$1M$1.5M$2M$2.5M$3M
Your Home Equity500,000
Home equity is your home's value minus your mortgage balance
Potential Buying Power1,500,000
You could buy your next home for this amount while your current home sells
Current bridge loan rate: NaN% | Updated: Invalid Date