Short Home Loans
Buy your new home now
Repay when your old home sells

Get 100% financing with no monthly payments for up to 12 months. The smarter way to buy before selling.

3 min application | Instant decision

How much does a Jib Short Home Loan cost?

Jib
20% less than Closing & Realtor Costs
1,003% less than Bank Mortgage Interest

Real stories, real moves

See how homeowners like you made their next move with a Short Home Loan

The Perfect Surprise

Walking the dog, you spot it: your dream home, just listed

→ No time to prep your current home for sale

→ Traditional lenders say "sell first"

✓ Jib says "make your move now, sell when ready"

The New Chapter

Baby on the way, perfect family home found

→ Banks say make a contingent offer

→ Sellers won't accept contingencies

✓ Jib helps you nest before the due date

The School Rush

Top school's enrollment deadline approaching

→ Perfect house in district just listed

→ Traditional timing means missing enrollment

✓ Jib secures your child's future today

The Dream Job

New role starts in 60 days across the country

→ Current home won't sell in time

→ Facing expensive temporary housing

✓ Jib enables one seamless transition

The Beach Escape

Oceanfront dream home hits the market

→ Summer season fast approaching

→ Multiple offers expected

✓ Jib helps you catch the perfect wave

The Peak Opportunity

Ski-in property available off-season

→ Current home sells best in spring

→ Missing an entire season waiting

✓ Jib puts you on the slopes this winter

Owner-occupied

Residential Bridge Loan

Buy now, sell later

Up to 12 month loan term
100% house financing
No monthly repayments, repay when you sell
Min $300K, max $3M
Rates available soon

Example: $600,000 Home Purchase

30yr Mortgage (5.5% APR)$488,000
Closing Costs$12,000
Realtor Fees (6%)$36,000
Total Cost of Home PurchaseComing soon

Zero to Hero

5-minute application with instant pre-approval.

Lightning Fast

24-hour approval to secure your dream home.

Power Move

Buy like a cash buyer and negotiate with confidence.

Total Freedom

12 months to sell your current home on your terms.

How a bridge loan can help you...

Buy Now, Move Now

Use your home's equity to buy your next home before selling. No need to wait or compromise.

Maximum Sale Price

Stage and show your empty home to attract better offers and maximize your sale price.

Cash-Like Power

Make stronger offers that compete with cash buyers to get the best deal on your next home.
Customer photo
"Jib lets us make a strong, non-contingent offer on our dream homes while taking our time to properly stage and sell our previous house. We can get more cash on our sale because we aren't rushed."
Purchase new home for $700,000
Sell previous home for $610,000
Move in days, not months

Understanding Total Home Purchase Costs

Traditional Path

Down Payment (20%)$120,000
30yr Mortgage Principal$480,000
Mortgage Interest$495,427
Closing & Realtor Costs$54,000
Temporary Housing (3mo)$9,000
Double Moving Costs$4,000
Total Lifetime Cost$1,162,427

Jib Smart Path

Down Payment (20%)$120,000
30yr Mortgage Principal$480,000
Mortgage Interest$495,427
Closing & Realtor Costs$54,000
Jib Bridge Loan (3mo)$44,925
Single Moving Cost-$2,000
No Temporary Housing-$9,000
Total Lifetime Cost$1,183,352
A small cost, but the biggest difference