Short Home Loans
Buy your dream home now
Sell your old home after

Get 100% financing with no monthly payments for up to 12 months. The smarter way to buy before selling.

3 min application | Instant decision

Compare Jib costs when you buy and sell:

Jib

39% less than Closing & Realtor Costs

95.99% less than Bank Mortgage Interest

How a bridge loan can help you...

Buy Now, Move Now

Use your home's equity to buy your next home before selling. No need to wait or compromise.

Maximum Sale Price

Stage and show your empty home to attract better offers and maximize your sale price.

Cash-Like Power

Make stronger offers that compete with cash buyers to get the best deal on your next home.

Owner-occupied

Short Home Loan

Buy before you sell

Up to 12 month loan term

100% bridge loan

No monthly repayments, repay when you sell

Min $300K, max $3M

Rates available soon

Zero to Hero

5-minute application with instant pre-approval.

Lightning Fast

24-hour approval to secure your dream home.

Power Move

Buy like a cash buyer and negotiate with confidence.

Total Freedom

12 months to sell your current home on your terms.

Real stories, real moves

See how homeowners like you made their next move with a Short Home Loan

Walking the dog, you spot it: your dream home, just listed

✕No time to prep your current home for sale

✕Traditional lenders say "sell first"

✓Jib says "make your move now, sell when ready"

Baby on the way, perfect family home found

✕Banks say make a contingent offer

✕Sellers won't accept contingencies

✓Jib helps you nest before the due date

Top school's enrollment deadline approaching

✕Perfect house in district just listed

✕Traditional timing means missing enrollment

✓Jib secures your child's future today

New role starts in 60 days across the country

✕Current home won't sell in time

✕Facing expensive temporary housing

✓Jib enables one seamless transition

Contingent offer rejected, perfect home slipping away

✕Seller won't accept contingent offers

✕Can't risk losing another dream home

✓Jib helps you make a strong, non-contingent offer

Closing dates don't align, one month gap to bridge

✕New home closes before current sale

✕Traditional bridge loans take too long

✓Jib bridges the gap with quick, flexible financing

"Jib lets us make a strong, non-contingent offer on our dream homes while taking our time to properly stage and sell our previous house. We can get more cash on our sale because we aren't rushed."

Purchase new home for $700,000

Sell previous home for $610,000

Move in days, not months

Understanding Total Home Purchase Costs

Traditional Path

30yr Mortgage Principal$600,000

Mortgage Interest$823,440

Closing & Realtor Costs$54,000

Temporary Housing (3mo)$9,000

Double Moving Costs$4,000

Total Lifetime Cost$1,490,440

Jib Smart Path